Director, Smile Financial Planning

Hi I am a hybrid between an insolvency expert and financial advisor specializing in delivering my clients the right positioning during the accumulation and decumulation stages of life. I'm completely client focused and want what’s best for my clients, without exception. After 20 plus years practicing in insolvency during the pandemic, I decided to qualify as an independent financial advisor for investments. This includes regulation and ethics and gives me a heightened sense of understanding the rights and wrongs of the financial instruments that affect my clients. I’m very happy to be able to provide my clients more than an insolvency solution. I work with directors wanting to position themselves with optimum tax efficiency and protection for the future. I have an established track record of successful client outcomes with restructuring and protection from creditor threats. My skillset is very effective when dealing with complex, hostile insolvency situations. However I want my clients to be well positioned with their financial affairs in order to provide adequate protection for themselves and their families. Prevention is better than cure and if you are prepared, then you have more chance of seamlessly coasting through difficult situations compared to being unprepared and having to make decisions and choices without adequate thought. I apply a holistic approach to client circumstances and identify all the clients financial weaknesses. These are detailed in the report with options and recommendations for clients to choose based on varying outcomes. My organization Invictus Group operate throughout England & Wales. You can visit my website I am pleased to help where I can. I like to make a positive difference.

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